State Coverage Guides
Health Insurance, State by State
Health insurance rules change at the state line. Whether your state runs its own exchange or uses HealthCare.gov, whether it expanded Medicaid, and how competitive its private market is all shape what coverage really costs you.
I'm licensed in 31 states, and I've written a plain-English coverage guide for each one. Find your state below to see how coverage works where you live — and what your realistic options are.
AlabamaHealthCare.gov
No Medicaid expansionArkansasHealthCare.gov
Expanded via ARHOMEColoradoConnect for Health CO
Medicaid expandedDelawareHealthCare.gov
Medicaid expandedFloridaHealthCare.gov
No Medicaid expansionGeorgiaGeorgia Access
Partial expansionIllinoisGet Covered Illinois
Medicaid expandedIndianaHealthCare.gov
Expanded via HIPIowaHealthCare.gov
Medicaid expandedKansasHealthCare.gov
No Medicaid expansionKentuckykynect
Medicaid expandedLouisianaHealthCare.gov
Medicaid expandedMarylandMD Health Connection
Medicaid expandedMichiganHealthCare.gov
Healthy Michigan PlanMississippiHealthCare.gov
No Medicaid expansionMissouriHealthCare.gov
Medicaid expandedMontanaHealthCare.gov
Medicaid expandedNebraskaHealthCare.gov
Medicaid expandedNevadaNevada Health Link
Medicaid expandedNorth CarolinaHealthCare.gov
Expanded in 2023OhioHealthCare.gov
Medicaid expandedOklahomaHealthCare.gov
Expanded via SoonerCareSouth CarolinaHealthCare.gov
No Medicaid expansionSouth DakotaHealthCare.gov
Expanded in 2023TennesseeHealthCare.gov
No Medicaid expansionTexasHealthCare.gov
No Medicaid expansionUtahHealthCare.gov
Medicaid expandedVirginiaVA Insurance Marketplace
Medicaid expandedWest VirginiaHealthCare.gov
Medicaid expandedWisconsinHealthCare.gov
BadgerCare - no gapWyomingHealthCare.gov
No Medicaid expansion
No Medicaid expansion
Expanded via ARHOME
Medicaid expanded
Medicaid expanded
No Medicaid expansion
Partial expansion
Medicaid expanded
Expanded via HIP
Medicaid expanded
No Medicaid expansion
Medicaid expanded
Medicaid expanded
Medicaid expanded
Healthy Michigan Plan
No Medicaid expansion
Medicaid expanded
Medicaid expanded
Medicaid expanded
Medicaid expanded
Expanded in 2023
Medicaid expanded
Expanded via SoonerCare
No Medicaid expansion
Expanded in 2023
No Medicaid expansion
No Medicaid expansion
Medicaid expanded
Medicaid expanded
Medicaid expanded
BadgerCare - no gap
No Medicaid expansion
Don't see your state?
I'm licensed in 31 states and adding more. Call or text and I'll point you in the right direction either way — no fees, no pressure.
Call or text (813) 695-2251